Housing Insecure
Stable Homes : Stable Futures
Many Americans struggle with housing stability because of the affordable housing crisis and it’s only getting worse. In Louisville and Southern Indiana, we are facing a 18,000 unit shortage in affordable housing units, but affordable housing is more than bricks-n-mortar and the actual payment of rent or a mortgage. Your living situation influences how much you have to pay for transportation, utilities, and in some cases food, childcare, insurance, and emergency services. A persons already over-extended disposable income is taxed even further by exorbitant ancillary costs. By better controlling these additional costs, we can help make more equitable housing accessible for cash-strapped citizens.
It’s expensive to be poor.
In 2017, a family foundation was interested in exploring innovative approaches to solving for these issues related to homelessness and housing insecurity. With $5M, they didn’t want to focus on direct services to the homeless – but solutions that were slightly upstream from those in shelters and downstream from those on the brink of finding themselves on the street. Ultimately as well, could we identify gaps instead of creating duplications to better coordinate services and ideally, to begin to address these problems at scale and stabilize people better so as to truly reduce the effects of homelessness?
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